Join Umnotho Community

Get a Stand, build your house
Get a 2 or 3 bedroom Stokvel House
Buy Shares in our Bank

Housing Stokvel

The Housing Stokvel allows families to build quality homes through collective saving and support.

From R500 pm*

Housing Options

2-Bedroom House: R395 000
3-Bedroom House: R485 000
Design your own house

Additional Benefits

Get government housing subsidies
Pay as little as R500 per month

Join ONLINE

Download Form

Stokvel Brochure

From R96,000.00

Residential Stands

Own Land. Build Your Own Home.

Download Form

Res Stand

Stand details

Stand Price: From R96,000
Stand Size: From 150 m²

What you get

A residential stand with a Title Deed
Freedom to build your house (only approved plans)
Five years to complete construction

Com Bank Join

Umnotho Community Bank

The Umnotho Financial Institute (CFI0002) is a community-owned financial institution licensed by the South African Reserve Bank.

We Provide

Building Savings Accounts
Building Loans
Business Loans

Become a Shareholder

Joining fee: R200
Share price: R500 per share

Download Form

Com Bank Join

Enterprise Member (For Registered Businesses)

Get access to the business opportunities at Umnotho

Get Business Finance up to R150 000
up to R150 000 Purchase Order Finance
Open a Business Account with our Bank

Ready to Get Started?

Joining Umnotho means taking control of your future through community-driven solutions.

Whether you want to build a home, own land, or become part of a community-owned financial institution.

There is a place for you at Umnotho.

Join Umnotho Community

Housing Stokvel

From R500 pm*

Housing Options

Additional Benefits

From R96,000.00

Residential Stands

Own Land. Build Your Own Home.

Stand details

What you get

Umnotho Community Bank

We Provide

Become a Shareholder

Enterprise Member (For Registered Businesses)

Ready to Get Started?

Social links

Umnotho Community

Accreditation

Our work

Get Involved

Contact us